I am a healthy senior. I have taken the same mild blood pressure medication for 20 years. It is the only medication I have ever taken. I have only been hospitalized to have my children, and once due to a car accident. I have never needed to go to an emergency room, and I have never needed to take antibiotics.
While I was married I always had amazing international health coverage included in my husband’s contracts.
My trip to Central America was the first trip I was making on my own. When I started looking for quotes for coverage I was stunned. Medical coverage was going to cost more than my trip!!
Someone advised me to check out IAMAT. I became a member and donate $100 a year. I have never needed to use the service but it will give me access to an English speaking doctor at a reasonable price anywhere in the world – help with local medical services, and a ton of valuable travel medical advise.
I am making my first trip to America in a long time. I will not go to America without medical insurance. I went to BCAA and their quote for $10,000,000 coverage with 0 deductible was $336.44 for 15 days
My local insurance office offered $5,000,000 coverage with $0 deductible for 15 days for $371.05
I bank with Scotiabank. I bought a policy for 15 days $5,000,000 with 0 deductible for $112. If I had changed to $1000 deductible it would have cost $93.